Proven Asset & Wealth Protection
Go Offshore Without the Risk
Your legal and compliant Plan B built by the Nestmann team and our close circle of offshore legal and tax specialists
The same methodology we’ve used to help more than 15,000 customers and clients over 35+ years
A simple deposit gets you started (with no further commitment)
John and Kathy were two wealthy professionals on the edge of retirement.
They were concerned about where this country is headed. And what that could mean for their hard-earned savings.
So they did what most smart people do… they started researching. Searched online, subscribed to an international newsletter and even went to one of the many offshore conferences out there.
They found what looked like the “perfect” solution. Offshore but relatively close to home. Well-regarded service provider in a private jurisdiction.
Unfortunately, it was too good to be true. And very illegal.
If they had gone ahead, the IRS could (would) have taken a big chunk of a nest egg they had worked decades to build.
And if the government thought they acted maliciously, they could have spent the next few years in a federal prison cell.
Thankfully, they checked with us first. And we were able to build a legal Plan B that gave them a lot of the benefits they wanted without the big risk of doing anything illegal.
But we know there are more John and Kathys out there.
Honest, hardworking Americans who are losing their hard-earned money to professionals that either don’t know how to handle US clients or simply don’t care to serve them well.
We know we can’t help everyone. But if you’re reading this, perhaps we might be able to help you.
Are You the “Right” Private Client?
- Are you fairly new to asset protection?
- Have you done a lot of research but aren’t sure where to start?
- Are you overwhelmed by the process and afraid you’ll make mistakes?
- Have you done a few things offshore and are either unsatisfied with the results and/or don’t know where to go next?
- Do you have a current structure or plan that costs too much, isn’t doing what was promised or simply isn’t working for you in some way?
- Are you a sophisticated offshore investor who knows a strong Plan B must regularly adapt to the economic and political winds of the day?
If you answered “Yes” to at least one of the questions above – and you have a net worth of at least $500,000 – then consider the Private Client program.
Designed for US Clients
Yes, US Clients need a unique US solution. And thankfully, within all those rules and regulations, the powers that be have given us options.
But only a real specialist will know where to look.
With that said… Please don’t get the idea that I’m somehow anti-American by stating the obvious above. This is still a great country because it’s made up of many great people. And in many ways, it’s still a great place to live. But that doesn’t mean there aren’t problems. Our job is to help you enjoy the fruits of living in the US (if you so choose) while taking prudent steps to protect yourself and your assets against the worst threats.
The first step is to be clear about…
Your Plan B “Bedrock”
- Am I prepared to give up some control to gain more asset protection, or would I rather keep more control but expose my Plan B to more risk?
- What’s more important to me – safety and higher fees or higher risk and lower fees? (Very rarely do safety and low fees go together.)
- What am I willing to pay to set up everything?
- What am I willing to pay to maintain my Plan B?
- How much am I willing to send offshore? At first? Over time?
- Should I test a little first or am I prepared to commit early on?
- Are there any jurisdictions I like better than others?
- Are there any jurisdictions I want to avoid at all costs?
- Do I want to be able to talk to the people working on my Plan B or will email suffice?
- Am I prepared to travel to put the plan together?
The Bedrock Elements of a Winning Plan B:
With those answers in hand, you’re well on your way to building a Plan B that works for you.
All built on a solid foundation… the bedrock of a proper plan.
As a Private Client, you’ll work with us to establish that bedrock.
That way, you’ll get a plan that not only gives you what you want in a way that fits your life, but does so legally and in full compliance with US regulations.
(After all, what’s the point of making a big mistake while building a Plan B and having it all fall apart in the face of legal attack?)
Capital Preservation, Not Risky Growth
A 67-year-old client I’ll called Dan came to us a few weeks ago. He had just retired and sold his business, bringing his net worth to roughly $7 million.
He said to me,
But it’s not the only thing we’re known for.
Common Client Requests…
For some, a foreign bank account is the first and best step in going offshore. But which is the best bank for you?
The safest ones have higher minimums, especially if you want additional services beyond a regular checking account. Fees are generally higher but some have lower fees if you’re open to more risk. Most involve trade-offs in some form or other.
So clients rely on us to do the work identifying which option is right for them and then make the appropriate referral.
Offshore Wealth Management
Another popular request: Helping to find the right team to safely manage your wealth, give access to investments not easily (or at all) available in the US and get out of the sinking dollar.
Over the decades, we’ve been able to find and work with a number of great firms in this area. These firms are proven and, although minimums aren’t low, are well worth a look for the right client.
Plan B Development
You come to us because you know you need to do something but aren’t quite sure what. You may want to leave the country. You may not. You may have some experience with structures. Or perhaps you’re brand new to everything.
We sit down and help you build – from start to end – a Plan B that helps you clarify your goals, figure out what you want in a plan, what the appropriate structures are given your net worth (and the asset classes you hold) and what’s really needed given Your Personal Risk Factor™.
We then distill it down into a series of simple choices – usually an A, B and C. You decide and we work with you and our various specialist contacts to put the plan together.
Other Client Requests…
Of course, all of your Plan B pieces are built to work well together. We won’t just do the work and leave you to figure it all out.
The Best Solutions Are More than Just the “Best” Thing
The honest answer is that there isn’t any… not really.
Instead, there are banks, brokers and structures that may or may not be best for you.
Banking in a frontier or emerging market is not the best for an investor seeking safety.
Setting up a convoluted foreign structure is not the best when holding domestic real estate.
Setting up a second residency in a tropical country is not the best when you don’t like the heat.
In other words, the “best” depends on you. Your “best.”
But there’s another piece to this that most advisors don’t talk about.
There is No ONE Best Thing
A proper Plan B usually involves many moving pieces. A good advisor takes this into account from the beginning – making sure that all the different pieces of your plan work together.
But this is NOT the message you see out there in the asset planning world. Many advisors are out to sell you a product. Most often, that’s not the best product for your situation – it’s the one they know how to sell best.
And one that isn’t guaranteed (or even likely) to best fit your situation.
I can’t tell you how often we’ve had clients come to us with a Panamanian Foundation and have no idea how to use it.
Or an international LLC totally unsuited to the assets it’s meant to hold.
Or a highly-protective International Asset Protection Trust for a client with a very low risk profile.
Here’s How It Should Work
Setting Your Plan B Bedrock
Make sure you’re clear about your goals, your available financial resources (and how they break down), including your Personal Risk Factor™. You’re laying the bedrock foundation on which your Plan B can be built.
Be Clear What’s Needed
Map out the broad strategy. Look at all the options – from statutory protections and insurance options to domestic and international structures. Figure out what’s right for you.
Be clear what related services are needed to create and maintain your Plan B. That may include a good corporate service company, an experienced lawyer, a proven wealth manager, or insurance and banking contacts.
Put the Team Together
Identify who can help you implement the strategy. It’s important they have:
- A proven track record
- Strong US-client experience
- Solutions that are clearly legal, compliant and don’t fall into a “gray zone” that a smart lawyer could use to attack you
Start putting the pieces together.
Many of our clients start off small and get used to things before committing to a larger plan. Others prefer to do everything at once.
The choice is up to you – so long as you do something.
If you’re a Do-It-Yourselfer, use this model above along with a good research service, to start building your own Plan B.
If you have an existing advisor, use this model to see whether he is indeed focused on delivering something right for you… or whether he’s too intent on just selling you a service or structure.
Or, if you like what I’ve had to say so far and you want to explore working with us, as thousands of other Americans have, then…
Here’s How to Work with Us to Build Your Plan B.
Here’s How to Work with Us to Build Your Plan B
Make Sure the Program is Right for You
Proper planning takes time and money. You want to know that you have the resources to do it well.
That’s why we recommend having a net worth of $500,000 or more.
(If you have less than that and are still interested in working with us in some way, please get in touch. The Private Client program may not be best for you, but perhaps another service would be.)
Second, this program is really built for US clients living in the US and US citizens living abroad.
Establish the Retainer
There is no up-front fee for our service. Instead, we ask for a standard $5,000 retainer to get started.
Only when you start using the service will we touch the retainer.
Your Plan B Bedrock
You might come to us with an urgent issue. In that case, we start there.
But often, our clients are being proactive. They know the best planning is put in place when there’s no obvious need for it.
That’s why most engagements start by clarifying the elements of your Plan B Bedrock:
- Your goals
- Your net worth (and into which asset classes it falls)
- Your Personal Risk Factor™: How likely you are to face attack
- Your preferences and lifestyle constraints
That helps us set priorities: what needs to be done first, second and third, along with any timelines.
Work Through the Priorities
Some priorities are simple and quick. Others take time, research and help from our team of professionals. Either way, you’re kept up to date on our progress.
You can also change the order in which we work through the priorities, or ask us to focus on something else entirely.
New problems and issues will naturally come up as economic and political conditions change nationally, in your community and in your life.
That’s why we recommend meeting at least twice a year to review your case, make any adjustments, review priorities and make sure your Plan B continues working for you.
“What’s a Priority?”
Banking and Finance
- Finding the best offshore bank account for your situation/Setting up an offshore bank account
- Introductions to offshore private banking services
- Finding the right offshore asset/wealth manager
- The best offshore brokerage platform for you
- Offshore real estate recommendations
- Accessing international investment opportunities
- Offshore tax planning strategies
- Getting paper assets out of the system (and out of the country), preferably into ones that don’t trigger reporting requirements
- The right offshore precious metals option for you, for both current holdings and when you want to buy overseas directly.
- How to protect your collectibles (coins, stamps, art, etc.) offshore
Structures and Estate Planning
- Reviewing your current asset protection plan and helping you fix any problems in how it’s structured
- What structures are best to protect your assets and maintain as much financial privacy as possible
- Offshore estate planning options
Second Residency and Passports
- Second citizenship options, including Citizenship by Investment (CBI) and ancestry (jure sanguinis) programs
- The best second residency options
- Looking at ways to reduce risk from frivolous lawsuits (popular with business owners)
- How to stay compliant with relevant US law and reporting requirements
Who We Are (And Why It’s Worth Caring About)
That sort of experience is tough to beat.
It’s that experience that you want working for you when going offshore.
A Different Business Model Than Most in the Offshore Industry
Clients are sometimes confused about what we do exactly. Which makes sense because we do a lot of things. We don’t offer investment advice, but we work with partners who are registered to do so.
We don’t offer legal services, but we work with lawyers here in the US and offshore who provide the services needed.
We don’t offer precious metals storage, but we know where to go and who to avoid – depending on who you are as a client and what you consider important in such investments.
In many ways, we’re like the architect you hire to make sure you get the building you want and a design you love, in a way that ensures it can take what the world throws at it.
We help our clients build their Plan B’s. We let them know what’s possible and what’s not. We use our industry knowledge to help you avoid getting into trouble – whether that be from a bad (or useless) structure, a regulatory slip-up or trusting the wrong person offshore and losing money.
And, just like an architect, we then work with an implementation team to put it all together.
With an architect, that’s the contractor and the tradespeople. With us, it’s a selected group of highly experienced people we’ve vetted thoroughly. In many cases, we’ve worked with them for decades.
By structuring our firm this way, we aren’t tied to any one product, structure or strategy.
Instead, you get a team fully focused on you and making sure you hit your offshore goals.
Here’s What That Looks Like…
Because every client is different, your own Plan B will be different too. But here are a few examples – with names and minor details changed for privacy reasons – that give you a sense of what our plans look like.
John Bookman*, 56
- Two adult children, one of which he still supports in college
- Entrepreneur with a successful small business he wants to sell in a few years
- Total net worth: Approximately $750,000, including business and primary residence
- Concerned about frivolous lawsuits that could arise for business reasons
- Wants to go offshore but in a private way that doesn’t trigger reporting requirements
- Is overwhelmed by all the conflicting offshore information out there. He just wants his offshore strategy set up and managed properly so he can continue running his business and spending time with his first grandchild
- Build a strategy to reduce the chance a lawsuit could destroy his nest egg
- Move 10% of his net worth ($75,000) offshore into international asset classes that don’t trigger reporting requirements
- Restructure the business for both asset protection and potential tax advantages
- Structure the sale of his business to legally and substantially reduce taxes owed
- Invest in offshore assets that legally gave him a great deal of privacy
- Reduce his personal and professional lawsuit risk
- Tax advantages on the sale of his business
- A chunk of his net worth that’s now private from prying eyes
- Peace of mind
Norman Enkelman*, 65
- Recently divorced (mostly amicably)
- Employee at Fortune 500 company – about to retire
- 32-year-old son who is already self-supporting
- Looking to protect $1.2 million of non-qualified post-divorce assets in retirement
- Pension and Social Security income meet ordinary living costs
- Wants to look into the possibility of living outside the US
- Concerned about US banking system “bail-ins”: the government, IMF, etc., forcing depositors to give some or all of their savings to pay for the recklessness of major banks
- Move $500,000 offshore in preparation for leaving the country himself
- Allow him to keep a certain percentage of his domestic and offshore assets private
- Acquire a second “bolthole” residency
- Set up a US liability protection structure to make seizure much harder and privacy over the assets inside much stronger
- Open an account with an international asset manager who has the skills and experience to serve US clients
- Acquisition of a “bolthole” second residency that has very minimal upkeep requirements
- Much stronger protection from both private creditors as well as automatic government seizure
- A comfortable place he knows he has a legal right to live in when he’s ready to leave
- Sense of safety knowing money held offshore is virtually immune to a bail-in
Brian Sasso*, 78
- Married to wife for 54 years
- Four adult children, all independent
- Retired after having sold his share in a successful manufacturing business 13 years ago
- Husband and wife are worth $9.7 million
- Social Security and income from savings meet all ordinary living costs
- Wants to avoid estate taxes
- Wants savings placed in a structure that gives him strong asset protection and maximum flexibility
- Wants to invest 25% of his net worth in precious metals as an inflation hedge and for protection in a global financial meltdown
- Move $2,000,000 offshore in tranches, funnelled into investments that are more likely to increase in worth if the US dollar continues to lose value
- Create a structure strategy that gives a lot of asset protection, privacy and flexibility in how assets are distributed when he and his wife pass
- Work to reduce his formal net worth to pass on more to his children and grandchildren when he and his wife pass
- Set up a highly protective international asset protection structure proven to be resistant against almost any attack
- Open an account with an offshore asset manager with the skills and experience to serve US clients
- Use IRS-accepted techniques to begin distributing assets without tax consequences while Brian and his wife are alive
- A setup that can potentially avoid all estate taxes but is still flexible enough to deal with any future family-related changes
- State-of-the-art asset protection
- Peace of mind that comes with knowing a decent chunk of net worth is resistant to downturns in the US economy and dollar
Naturally, these examples only scratch the surface. Your own Plan B will contain as much, or as little, detail as you need.
*Note: Name changed to preserve privacy.
Some clients ask us to create across-the-board Plan B’s for them. Others need help in just a few select areas. Still others start with a few items and have it develop into a full Plan B.
Because there’s so much difference, we needed a fee schedule that would be flexible but easy enough to understand.
The simplest way was simply to bill on an hourly basis depending on the talent you tapped into.
For access to our founder, Mark Nestmann, it’s $500 an hour. The Nestmann Group bills Brandon’s time out at $300 an hour. For research done by an Associate, it’s $150 an hour.
(Reasonable incidentals and access to support staff are included at no extra cost.)
You have full control over who works on your case and how it’s done. Every month, you also get a report so you can see what we worked on and how the time was used.
Are Our Fees Too “High”?
Prospective clients sometimes think so. After all, there are plenty of so-called “experts” who share their thoughts for much less.
But like many things in life, you get what you pay for. When you pay for talent, you get talent – in this case, backed up by decades of experience.
A mistake can cost you a lot. That’s why we spend hours each week keeping on top of what’s important to our clients. There’s a whole team working on it.
That said, if you feel the fees are too high, they probably are.
It might be that you’re not able to take action at this time, where “for information purposes only” is indeed too much.
Or maybe you don’t have the net worth to justify paying for the best talent. If so, ask yourself if it makes sense to go offshore in the first place.
Then again, we want to make it as easy as we can, so…
No Upfront Fee
Instead, we ask for a modest $5,000 retainer. That gets you started.
We’ll apply the billing to that retainer as we work on your file. When we get close to running it down, you’ll receive a full itemized statement of what was done and you let us know how you’d like to proceed from there.
Frequently Asked Questions
“What makes you different from who offers a similar service?”
“Do you offer offshore investment advice?”
“Do you offer legal advice?”
“What’s the minimum net worth I need to go offshore?”
“I’ve heard people call you boring. Why is that?”
“Can’t my lawyer or accountant put together a Plan B?”
“What’s the most important thing I should know before I go offshore?”
“What’s the most common mistake you see people make when going offshore?”
“I’ve heard there are a lot of crooks in this business. Is that true?”
Here’s How to Get Started
Within 24 hours, your Concierge (a staff member who will be your main point of contact during your engagement) will be in touch to get you started.
P.S. The CEO of a leading financial newsletter business (and a private client) once told our founder Mark Nestmann: “You’ve forgotten more than most ‘experts’ know on this topic.” I’ve known Mark for more than a decade and totally agree.
You get to tap into that knowledge and experience as a Private Client, just as these folks have done:
And from industry experts: