For more than 30 years, I’ve watched our privacy be taken away from us by the powers that be:
The banks who sell our financial information to the highest bidder
Health care organizations that are, according to cybersecurity experts, the “absolute worst” when it comes to protecting your records from identity thieves and blackmailers.
The big Internet companies who give advertisers an amazing amount of insight into our lives (and some of our most personal thoughts to the government)
All supported by a government (and especially the NSA) that has declared a war on our right to keep our most personal details out of the public eye.
I’ve seen the abuse of the system. And it’s why I consider this one of my most important letters in years.
Because I want to show you not only how to protect yourself from a NO-PRIVACY America, but how to win against these groups.
Make no mistake, I consider privacy dead in this country – for most people at least. But I also believe there’s a solution too.
Over the course of this letter, I am going to show you:
Why this is such an urgent issue, even if you’ll almost never hear about it in the mainstream media
The basic steps you need to take to protect yourself NOW
And what you can do long term to limit your risk
But First, Discover Your Privacy Risk Level
Answer yes or no to the following questions:
Do you pay for most purchases by personal check or credit card?
Do you use your home or office telephone to make all telephone calls, no matter how private or sensitive the matter being discussed?
Do you receive all mail at your home or office address–even mail you'd rather not have other people know about?
Would people consider you wealthy if they saw where you live or the car you drive?
Have you ever been audited by the IRS?
If a casual acquaintance asked you your income, would you disclose it?
Have you ever been involved in a divorce or a lawsuit or received money through a probate court?
Do you belong to any organizations or share religious affiliations that are politically unpopular?
Do you receive junk mail or unsolicited telephone sales calls from companies you never gave your name to?
Have you ever disclosed sensitive personal information in a job application?
If you answered “yes” to more than 5 of these questions, the chances of you becoming a victim of the death of privacy in America is high.
In almost every way.
Your Financial Privacy is Dead… Here’s Proof
But how does it work in practice?
Lorrie Faith Cranor, a professor at Carnegie Mellon University, decided to find out.
With help from her students, she looked at 3,422 financial institutions. She found that practices vary greatly: “many freely shared some of our data and 27 appeared to violate laws on sharing information altogether.”
The big banks including Bank of America, Citi, Capitol One, Chase, Discover Bank and HSBC all allow non-affiliated outside companies to market to you.
Not that most people know that. But it’s true.
Now, in theory, all banks are supposed to give you a way to opt out from some information sharing. But that’s hard to do if you don’t know it’s happening. And even if you know about information sharing, many banks don’t make it very easy. They don’t want you to opt out (it costs them money), so they purposely make the process as difficult as possible.
In some cases, they’ll just flat out refuse – even for items unrelated to what’s needed to actually do business with you. (Case in point: Notice that you can’t opt out from “joint marketing with other financial companies” with Bank of America.)
So think about it. Some very personal information – the details of your bank account, your credit history and every single transaction on your credit card – could potentially be handed off to other firms without your explicit permission.
And, for the most part, it’s perfectly legal. Even if it’s very unfair.
Your Medical Record Privacy is Dead Too.
On March 23, 2016, PBS NewsHour released an article entitled:
Has health care hacking become an epidemic?
The report goes on to document some truly horrific statistics:
In February 2015, health insurance company Anthem made history when 78.8 million of its customers were hacked, making it the largest health care breach in history.
That same year, more than 113 million medical records were compromised according to the Office of Civil Rights (OCR) under Health and Human Services. If each case represented an individual, that would have been one in three Americans.
According to information security expert, Avi Rubin, who is also now director of the Johns Hopkins University Health and Medical Security Lab, those responsible for health records are the “absolute worst” in terms of cybersecurity problems. “Their data security practices were so far below every other industry.”
The health care sector ranked second in U.S. data breaches in 2015, according to the Identity Theft Resource Center. (After further research, we discovered it also ranked second in 2016, although data breaches were up more than 40% overall.)
According to James Scott, the co-founder and senior fellow at the Institute for Critical Infrastructure Technology (ICIT) in Washington D.C, a single Medicare or Medicaid electronic health record can fetch a $500 price tag on dark web forums (a “private” part of the Internet that can only be accessed with specific tools like Tor). In other words, there’s a huge profit incentive for criminals to go after your records.
Scott went on to say that “malicious actors want as much intelligence as they can get, and health care is the easiest attack surface for seasoned and non-seasoned hackers.”
The article then goes on to document some pretty outrageous results of how “good hackers” test the system to find the holes, and how easy it really is.
In such a scenario, can you afford not to try and reduce your chances of having your medical records stolen? Because it’s not a question of it, but rather WHEN it will happen.
The Privacy of Your Personal Communications is Dead Too
(and even your innermost thoughts and worries)
I’ve spent a career tracking the general decline of privacy in America. A lot of privacy loss is due to the rise of technology in our everyday lives. But a lot is also due to the general population’s growing sense that any sort of personal privacy isn’t worth having. (Just look at the personal details hundreds of millions of Americans post on sites like Facebook.)
And in fact, many of these people think you’re up to no good when you try to keep your private matters out of the public eye.
To share every example I’ve found would take a book. (Indeed, it has.)
But consider this:
In January 2017, I wrote about how the world’s most popular social network could be working with a highly effective mobile facial recognition technology used by police to create a national Big Brother program that can track you as you move from place to place, without your permission or even knowledge.
Here’s the relevant section:
Consider the fact that Facebook has amassed what may be the world’s largest photo database, consisting of more than 500 billion pictures. Then combine that figure with mobile technology like MORIS, the “Mobile Offender Recognition and Information System.” MORIS is a facial recognition program used by police. An officer simply snaps a photo of your face and runs the image through software that hunts for a match in a criminal records database.
MORIS can scan your face from up to five feet away, potentially without you being aware of it. Since you have no “expectation of privacy” in a public location, the law doesn’t consider this a “search,” and you need not consent to this intrusion.
The data collected from the “non-search” can then be stored in a government database and perhaps used against you in the future. It’s the ultimate Big Brother machine.
And sadly, those examples are just the tip of the iceberg.
There are programs in place from both the government and the private sector – including the world’s biggest tech companies – to track you as you move from place to place online. They can and do track your web searches. They know what you buy online too.
Your internet provider can (and very probably does) record every single webpage you visit, even if you use “private mode” with your browser.
Your emails can (and likely are) running through servers that connect directly to the NSA, ensuring a convenient way to capture and store copies of messages you send and receive.
Over the years, the courts have consistently eroded privacy in this country, so much so that, with rare exceptions, you have no expectation of privacy when in public, on the phone or, in some cases, within your own home either.
It’s a very bad situation. And it’s getting worse.
But Here’s the Most Shocking Part…
Most people just shut up and take it. They expect to have no privacy. Which makes things so much worse for those of us who still consider it important.
It’s an environment that invites absolute power and absolute corruption.
It’s a world where you’re presumed guilty of something without trial and, in some cases, without any charge at all.
And that’s where tragic mistakes happen.
Donald Scott Died Because of It
On the morning of October 2, 1992, 62-year-old Ventura County, California resident Donald Scott awoke to hear the door to his home being battered down as his wife cried for help. He rushed downstairs with a handgun. An armed man ordered him to lower his gun. Scott did so, only to be shot twice in the chest by the man. He died instantly.
Scott's killers were members of a heavily-armed task force consisting of 31 officers and agents from the Los Angeles County sheriff's department, the federal Drug Enforcement Agency, California Bureau of Narcotics, the California National Guard, and the National Park Service. The task force claimed that the search resulted from a tip they had received that Scott was growing marijuana on his 200-acre estate. But no drugs of any kind were found.
In this case, Scott's death aroused a national uproar. As it should have. But things didn’t change. In fact, they’ve gotten worse over the last 25 years.
Maybe you’re wondering, what caused the government to go after Scott in the first place?
Preparation for the raid included analyzing the values of surrounding parcels of land and reviewing the personal and financial records of the Scotts, including a report from an anonymous informant that Scott's wife “was spending $100 bills.” Based on the profile created by the computer, the Scotts were deemed “promising” targets for property seizure.
Such scant “evidence” – and such gross invasion of privacy – was all it took for Scott to end up dead.
And sadly, although Scott’s case is extreme, it’s not all that uncommon either. My files contain the details of many such cases.
In an environment like this, can you protect yourself?
Yes, you can. There are still some straightforward steps you can take. I’d like to show those steps to you, just as I have for more than 15,000 customers and clients over the years.
It’s Called the Privacy Protection Guide
Built for today’s uncertain world, it contains dozens of techniques to reclaim your privacy in all the major areas we private citizens need to worry about:
Financial Privacy: How we keep the details of our personal finances away from the many threats out there – both from government and from other people.
Medical Privacy: As documented, there’s good reason to worry about our medical records. They can contain some of our most private (and perhaps embarrassing) details. And yet, it’s scandalous how unprotected they actually are.
Personal Privacy: How to avoid online stalking, how to stop the big internet companies from snooping on you and techniques to keep your personal communications private.
… at a very modest price (as you’ll see below).
Simple and to the Point
I identify the problem, establish why it’s important and then present the solutions in three key areas. That includes:
Some pretty powerful reasons to avoid probate – and three simple (domestic) ways to ensure your estate actually goes to the ones you want it to.
Details on a shocking study that shows how 75% of the time, important details of your banking data including account balances have been provided to credit bureaus, other banks and even individuals who casually inquire over the phone… without ever telling the customer.
How the credit bureaus are able to legally sell bits and pieces of your credit history to third parties without your permission… and how to stop it.
The big problem with credit reports… and how even minor mistakes or abuses can make it impossible for you to get credit, buy a home or even have a bank account.
11 powerful ways to restore your banking privacy.
How our doctors are forced (often against their will and without your permission) to report certain diseases you may have to the government – and some ways to avoid the mandatory reporting.
How your personal medical records (including prescription and insurance claim details) are being sold to third parties without your knowledge – or your permission. Plus some ways to limit this blatant invasion of your privacy.
5 effective ways to protect the privacy of your medical records (includes a full script).
The death of personal privacy in America, especially to the middle class – and how to take it back.
How to avoid having your important data seized at an American border crossing.
How false accusation and illegal information gathering can be used to get you in trouble with government busybodies. (In fact, there’s a passage in the IRS Manual that allows them to pay for damning evidence about you – even if said intelligence was collected illegally.) How to avoid becoming a victim.
The many ways your Social Security Number can be used against you (including identity theft) and 5 common-sense things you can do to protect yourself against it.
Details on the dark world where your most personal details – your medical records, your internet searches, your social security numbers, your credit card and banking details, and items to blackmail you with – can be (and are) sold to the highest bidder.
How and why your telephone can “leak” data about you – and 10 ways to take back control.
4 ways to reclaim your online privacy (including details on what’s probably the world’s most secure messaging platform you’ve never heard of).
Ways to make yourself a target for frivolous lawsuits – and some effective ways to avoid it.
How people “accidentally” get caught up in the legal system – and how lawyers can use that to identify someone worth suing.
Now, you maybe be wondering…
How is the Privacy Protection Guide
Different Than What’s Already Out There?
Is it different than what you can find online for free?
Well, yes and no.
No in that there are plenty of good sources out there for such information. But there’s lots of lousy, useless information out there too.
It can be tough to tell what actually works and what doesn’t. (And sadly, by the time you find out what doesn’t work, it’s usually too late to do anything about it. At least, in my experience.)
But if you like heavy-duty research, you have lots of time on your hands and you don’t mind spending hours going through arcane and often contradictory information and trying to make sense of it – or the inherent mistakes you’ll make along the way – then you don’t need the Privacy Protection Guide.
That’s where the “yes this is different” comes in. Because it’s based on my three decades of experience figuring out what works and what doesn’t, often testing techniques on myself.
It’s the best of the conversations I’ve had with experts in the area of online security, personal privacy and just general “invisibility.”
It’s the real deal, delivered in an instant-access, digital format so you can get started today.
In other words, it’s a BIG shortcut for people serious about this topic. The price is $79.
Because I can spread the cost of the program out over thousands of readers, it doesn’t have to be pricey… about the cost of a couple of good quality ribeyes.
And it’s risk free too.
Read through all the materials. If, at any point within the next 60 days, you aren’t happy, just let me know and you’ll get your money back immediately.
I can’t make it any easier than that.
Let Me Leave You with This Thought…
As a baby boomer, I’ve seen the America I grew up with change in so many ways… In some ways, it’s gotten better. We have conveniences our parents never could have imagined (and that our kids don’t really appreciate). There’s Walmart. Cheap long distance. The internet. We have an amazing amount of medical (and other) technology available to make our lives longer, healthier and easier.
We have been truly blessed. But it’s not all peaches and cream.
Because over my six decades on the planet, I’ve seen the state get so much bigger. I’ve seen the rights our Founding Fathers fought and died for taken away. I’ve seen our government turn into something very nasty.
I shudder to think what our children and grandchildren are going to live through. And in that respect, I don’t have much hope.
But I do have hope that as long as there are people willing to defend our rights to life, liberty and freedom – which means the right to privacy to live how we want – our country is not totally lost.
And that, eventually, we will rise from the ashes.
The Privacy Protection Guide will help you take back your privacy. I hope you’ll consider it carefully – and get the benefits you’ll enjoy as a result.
Founder, The Nestmann Group
P.S. I sincerely consider this one of my most important letters in years, because it talks about an urgent threat to all of us freedom-loving Americans – the death of privacy in this country.
It’s why I’m bringing this to you right now, why it’s instantly available as soon as you decide to try it. And it’s why I’ll give your money back if you aren’t thrilled with the materials.
In other words, I’ve done my darndest to make it a very easy decision for you.
But in the process of taking back your own privacy, it’s up to you to take the first step. I hope you’ll join us.